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Terms Of Use
AGREEMENT BETWEEN USER AND DereckH.com
The DereckH.com Web Site is comprised of various Web pages operated by DereckH.com.
The DereckH.com Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained
herein. Your use of the DereckH.com Web Site constitutes your agreement to all such terms, conditions, and notices.
MODIFICATION OF THESE TERMS OF USE
DereckH.com reserves the right to change the terms, conditions, and notices under which the DereckH.com Web Site is offered, including but not
limited to the charges associated with the use of the DereckH.com Web Site.
LINKS TO THIRD PARTY SITES
The DereckH.com Web Site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of DereckH.com and
DereckH.com is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or
updates to a Linked Site. DereckH.com is not responsible for webcasting or any other form of transmission received from any Linked Site. DereckH.com
is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by DereckH.com of the site or any
association with its operators.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of the DereckH.com Web Site, you warrant to DereckH.com that you will not use the DereckH.com Web Site for any purpose
that is unlawful or prohibited by these terms, conditions, and notices. You may not use the DereckH.com Web Site in any manner which could damage,
disable, overburden, or impair the DereckH.com Web Site or interfere with any other party's use and enjoyment of the DereckH.com Web Site. You may
not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the DereckH.
com Web Sites.
USE OF COMMUNICATION SERVICES
The DereckH.com Web Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars,
and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively,
"Communication Services"), you agree to use the Communication Services only to post, send and receive messages and material that are proper and
related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you
will not:
Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name,
material or information.
Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or
control the rights thereto or have received all necessary consents.
Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such
messages.
Conduct or forward surveys, contests, pyramid schemes or chain letters.
Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in
such manner.
Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or
other material contained in a file that is uploaded.
Restrict or inhibit any other user from using and enjoying the Communication Services.
Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
Violate any applicable laws or regulations.
DereckH.com has no obligation to monitor the Communication Services. However, DereckH.com reserves the right to review materials posted to a
Communication Service and to remove any materials in its sole discretion. DereckH.com reserves the right to terminate your access to any or all of the
Communication Services at any time without notice for any reason whatsoever.
DereckH.com reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or
governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in DereckH.com sole discretion.
Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. DereckH.com
does not control or endorse the content, messages or information found in any Communication Service and, therefore, DereckH.com specifically
disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service.
Managers and hosts are not authorized DereckH.com spokespersons, and their views do not necessarily reflect those of DereckH.com.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible
for adhering to such limitations if you download the materials.
MATERIALS PROVIDED TO DereckH.com OR POSTED AT ANY DereckH.com WEB SITE
DereckH.com does not claim ownership of the materials you provide to DereckH.com (including feedback and suggestions) or post, upload, input or
submit to any DereckH.com Web Site or its associated services (collectively "Submissions"). However, by posting, uploading, inputting, providing or
submitting your Submission you are granting DereckH.com, its affiliated companies and necessary sublicensees permission to use your Submission in
connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly
perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.
No compensation will be paid with respect to the use of your Submission, as provided herein. DereckH.com is under no obligation to post or use any
Submission you may provide and may remove any Submission at any time in DereckH.com sole discretion.
By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to
your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the
Submissions.
LIABILITY DISCLAIMER
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE DereckH.com WEB SITE MAY INCLUDE
INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. DereckH.com AND/OR ITS
SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE DereckH.com WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE DereckH.
com WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN
APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.
DereckH.com AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND
ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE DereckH.com WEB SITE
FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS,
SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. DereckH.com AND/OR ITS
SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES
AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, TITLE AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL DereckH.com AND/OR ITS SUPPLIERS BE LIABLE FOR ANY
DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT
LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR
PERFORMANCE OF THE DereckH.com WEB SITE, WITH THE DELAY OR INABILITY TO USE THE DereckH.com WEB SITE OR RELATED SERVICES,
THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED
GRAPHICS OBTAINED THROUGH THE DereckH.com WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE DereckH.com WEB SITE,
WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF DereckH.com OR ANY OF ITS SUPPLIERS
HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR
LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE
DISSATISFIED WITH ANY PORTION OF THE DereckH.com WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE
REMEDY IS TO DISCONTINUE USING THE DereckH.com WEB SITE.
SERVICE CONTACT : support@dereckh.com
COPYRIGHT AND TRADEMARK NOTICES:
All contents of the DereckH.com Web Site are: Copyright 2009 by Dereck Holloway & Ascent Home Loans | and/or its suppliers. All rights reserved.
TRADEMARKS
The names of actual companies and products mentioned herein may be the trademarks of their respective owners.
The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization,
product, person, or event is intended or should be inferred.
Any rights not expressly granted herein are reserved.
NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT
Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be
sent to Service Provider's Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE.
See Notice and Procedure for Making Claims of Copyright Infringement.
AGREEMENT BETWEEN USER AND DereckH.com
The DereckH.com Web Site is comprised of various Web pages operated by DereckH.com.
The DereckH.com Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained
herein. Your use of the DereckH.com Web Site constitutes your agreement to all such terms, conditions, and notices.
MODIFICATION OF THESE TERMS OF USE
DereckH.com reserves the right to change the terms, conditions, and notices under which the DereckH.com Web Site is offered, including but not
limited to the charges associated with the use of the DereckH.com Web Site.
LINKS TO THIRD PARTY SITES
The DereckH.com Web Site may contain links to other Web Sites ("Linked Sites"). The Linked Sites are not under the control of DereckH.com and
DereckH.com is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or
updates to a Linked Site. DereckH.com is not responsible for webcasting or any other form of transmission received from any Linked Site. DereckH.com
is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by DereckH.com of the site or any
association with its operators.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of the DereckH.com Web Site, you warrant to DereckH.com that you will not use the DereckH.com Web Site for any purpose
that is unlawful or prohibited by these terms, conditions, and notices. You may not use the DereckH.com Web Site in any manner which could damage,
disable, overburden, or impair the DereckH.com Web Site or interfere with any other party's use and enjoyment of the DereckH.com Web Site. You may
not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the DereckH.
com Web Sites.
USE OF COMMUNICATION SERVICES
The DereckH.com Web Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars,
and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively,
"Communication Services"), you agree to use the Communication Services only to post, send and receive messages and material that are proper and
related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you
will not:
Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name,
material or information.
Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or
control the rights thereto or have received all necessary consents.
Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such
messages.
Conduct or forward surveys, contests, pyramid schemes or chain letters.
Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in
such manner.
Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or
other material contained in a file that is uploaded.
Restrict or inhibit any other user from using and enjoying the Communication Services.
Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
Violate any applicable laws or regulations.
DereckH.com has no obligation to monitor the Communication Services. However, DereckH.com reserves the right to review materials posted to a
Communication Service and to remove any materials in its sole discretion. DereckH.com reserves the right to terminate your access to any or all of the
Communication Services at any time without notice for any reason whatsoever.
DereckH.com reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or
governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in DereckH.com sole discretion.
Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. DereckH.com
does not control or endorse the content, messages or information found in any Communication Service and, therefore, DereckH.com specifically
disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service.
Managers and hosts are not authorized DereckH.com spokespersons, and their views do not necessarily reflect those of DereckH.com.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible
for adhering to such limitations if you download the materials.
MATERIALS PROVIDED TO DereckH.com OR POSTED AT ANY DereckH.com WEB SITE
DereckH.com does not claim ownership of the materials you provide to DereckH.com (including feedback and suggestions) or post, upload, input or
submit to any DereckH.com Web Site or its associated services (collectively "Submissions"). However, by posting, uploading, inputting, providing or
submitting your Submission you are granting DereckH.com, its affiliated companies and necessary sublicensees permission to use your Submission in
connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly
perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.
No compensation will be paid with respect to the use of your Submission, as provided herein. DereckH.com is under no obligation to post or use any
Submission you may provide and may remove any Submission at any time in DereckH.com sole discretion.
By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to
your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the
Submissions.
LIABILITY DISCLAIMER
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE DereckH.com WEB SITE MAY INCLUDE
INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. DereckH.com AND/OR ITS
SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE DereckH.com WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE DereckH.
com WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN
APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.
DereckH.com AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND
ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE DereckH.com WEB SITE
FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS,
SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. DereckH.com AND/OR ITS
SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES
AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, TITLE AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL DereckH.com AND/OR ITS SUPPLIERS BE LIABLE FOR ANY
DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT
LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR
PERFORMANCE OF THE DereckH.com WEB SITE, WITH THE DELAY OR INABILITY TO USE THE DereckH.com WEB SITE OR RELATED SERVICES,
THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED
GRAPHICS OBTAINED THROUGH THE DereckH.com WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE DereckH.com WEB SITE,
WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF DereckH.com OR ANY OF ITS SUPPLIERS
HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR
LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE
DISSATISFIED WITH ANY PORTION OF THE DereckH.com WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE
REMEDY IS TO DISCONTINUE USING THE DereckH.com WEB SITE.
SERVICE CONTACT : support@dereckh.com
COPYRIGHT AND TRADEMARK NOTICES:
All contents of the DereckH.com Web Site are: Copyright 2009 by Dereck Holloway & Ascent Home Loans | and/or its suppliers. All rights reserved.
TRADEMARKS
The names of actual companies and products mentioned herein may be the trademarks of their respective owners.
The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization,
product, person, or event is intended or should be inferred.
Any rights not expressly granted herein are reserved.
NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT
Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be
sent to Service Provider's Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE.
See Notice and Procedure for Making Claims of Copyright Infringement.